Ola's storyMy name is Ola, I am 22 (soon to be 23!) and I have recently graduated from the University of Birmingham where I studied Business Management with a year in industry. I currently am the Founder and Creator of All Things Money, an online platform designed to help young adults increase their financial literacy and encourage them to better manage their personal finances. Q: What made you start up All Things Money?A: I finished my studies during lockdown wayyy earlier than expected so I wanted to do something that would curb my boredom. As a result, I decided to create All Things Money to help teach and educate young people about the world of finance as we are not really taught much about that at school or university. Even as a Business Management graduate, I am still shocked at how little we were taught about things such as taxes, mortgages and even how to invest! Since I launched All Things Money at the end of April, I have now published my own eBook where I cover a range of topics including budgeting, investing and pensions, which I would definitely recommend checking out: https://www.instagram.com/p/CEwJpZdFutl/. Q: What have you learnt since starting All Things Money?A: One thing that I have definitely learned since starting All Things Money is that it is important to allow yourself to do you. The thought of others judging me definitely came into consideration prior to launching my page on Instagram, but I am so glad I was able to ignore it and just go with it. That being said, I don't think I would have managed it without the love and support of my friends and family who have continually supported me. I also learnt how important it is to surround yourself with people who genuinely want to see you thrive! If you are someone considering starting up a blog/side hustle, then take the leap of faith and just do it! I started All Things Money with the hope to help at least one person manage their personal finances better. Five months later, I have published my own eBook and have gained over 2,000 followers across Twitter and Instagram - so if I can do it, anyone can! Q: What are your 3 budgeting top tips for graduates?A: 1. My absolute top tip for graduates is to draw out a budget by working out how much money you can afford to spend on a weekly basis. You can do this by working out the difference between your income and your expenses. You can then divide the remaining amount by the weeks within that month. This will give you a good idea of how much you can spend each week. 2. If you feel like your budget is not enough to last the whole month, then my second top tip is to reduce your spending wherever possible. You can do this by cancelling monthly subscriptions, switching to cheaper utility bills or by potentially going out less! 3. My last tip is to find creative ways that will enable you to increase your income. This can be done by selling clothes or unwanted items on Depop or eBay, answering online surveys or by starting your own side hustle! Q: What do you miss most about university?A: The one thing I miss the most about university is that it gave me a clear plan and structure for the last four years of life. Now that I am a graduate, the thought of not having a clear step-by-step plan feels slightly scary! I think what helps me cope with this is the fact that I am not the only one in this position. Reading blog posts written by you (The Blue Graduate) has definitely helped me realise this!
If you would like to feature on the blog and share how you beat the blues please contact me, or read more of our Graduate Q&As here.
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AuthorThe Blue Graduate is a career and wellbeing advice and guidance blog for students and graduates experiencing post-uni 'blues'. Archives
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